OnPoint Advice
Licensed NZ Financial Adviser
Crunch the numbers below - then let us check if we can beat your rate. We compare 15+ NZ lenders for free.
See what you'd pay - then let us find you a better rate
Standard repayment that pays off the loan balance over the term.
Your monthly payment
$420
Principal & Interest over 5 years
Finance Amount
$20,000
Total Interest
$5,202
Total Cost
$25,202
You could be overpaying. We've calculated the savings.
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Good rate - but we might beat it.
We compare 15+ lenders to find the best deal. A free comparison takes 2 minutes.
Get a free quote from OnPointDisclaimer: This calculator provides estimated repayment figures based on the inputs provided. Actual loan terms will vary depending on your creditworthiness, market conditions, the financed asset, and lender policies. This calculator is a guide only and is not financial advice.
We compare rates from 15+ NZ lenders including
Banks often say no to small businesses - or take weeks to respond, leaving you stuck waiting.
Dealer finance looks easy, but the rates are often 2-3% higher than what you'd get through a broker.
Comparing lenders yourself is time-consuming, and the fine print can catch you out on balloon payments and fees.
“Hi, I'm Letisha - I help NZ business owners get better finance rates and the right cover. Here's how it works.”
Video coming soon - 30-second intro
We compare rates from 15+ lenders to find the best deal - you fill in one form.
No jargon, no pressure. Letisha explains your options so you can make a confident decision.
Most pre-approvals come back within 24-48 hours, so you don't miss out on the asset you need.
“Letisha sorted our truck finance in two days - the dealer wanted 12.9% but she got us 7.5% through another lender. Saved us thousands.”
James R.
Transport company owner, Auckland
“I didn't realise how many options were out there until I talked to OnPoint. Made the whole process painless.”
Sarah K.
Cafe owner, Wellington
Vehicles, machinery, equipment, fit-outs, technology - virtually any business asset. We work with multiple lenders to find the right fit for your situation.
Most applications are pre-approved within 24-48 hours. Some lenders offer same-day approval for straightforward applications.
Not always. Depending on the asset and your business profile, some lenders offer zero-deposit options. We'll walk you through what's realistic.
Yes. As a financial adviser, Letisha is typically paid by the lender - not by you. There's no cost and no obligation for a chat.
Generally your last two years of financial statements, a quote for the asset, and proof of identity. We'll guide you through exactly what's needed.
Use the calculator above, or jump straight to a free comparison from 15+ NZ lenders. Letisha will call within 2 minutes.
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